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HR Compliance Calendar: Deadlines for Small Employers

A month-by-month HR compliance calendar for small businesses, with the deadlines that apply at your headcount and a downloadable spreadsheet you can edit.

HR Compliance Calendar

Every recurring deadline, filtered by headcount, for a business with no HR department

The first compliance deadline I missed was a state new hire report. It was worth twenty-five dollars in penalty, which is not the point. The point is that I did not know the obligation existed until months later, and there was no reason I would have. Nobody sends you a list of what you now owe when you hire your fourth person.

That is the actual problem a compliance calendar solves. Not remembering deadlines you already know about, which most people manage. Knowing which deadlines exist for a business your size, in the states where your people actually work, before the date rather than after it.

Below is a working calendar you can download and edit, followed by an explanation of which parts apply to you. It is built for a business with 5 to 50 employees and no HR department, which means several things on the standard published calendars have been marked by headcount so you can ignore what you have not triggered.

TL;DR
An HR compliance calendar lists every recurring employment deadline with an owner assigned to each. Which lines apply depends on headcount: some obligations start at one employee, OSHA recordkeeping at 10, Title VII and the ADA at 15, COBRA at 20, and FMLA and ACA reporting at 50. Build the federal calendar first, then add a section for each state where someone works.

The Calendar

Three sheets: the annual calendar month by month, a headcount filter showing which obligations you have actually triggered, and the recurring tasks that do not sit on a fixed date. Download it, delete the rows that do not apply to you, and fill in the owner column.

HR Compliance Calendar
ABCDEFG
1MonthDeadlineApplies ToTypical DateOwnerDoneNotes
2JanuaryForm W-2 furnished to employees and filed with SSAAll employers with employeesJan 31, next business day if weekend
3JanuaryForm 1099-NEC furnished and filed for contractorsAnyone paying contractors above the thresholdJan 31, next business day if weekend
4JanuaryForm 941 for Q4 of the prior yearAll employers with payrollJan 31, next business day if weekend
5JanuaryForm 940 annual federal unemployment returnMost employers with employeesJan 31, later if deposits were timely
6JanuaryOSHA Form 300A completed and certified by an executive10 or more employees, non-exempt industriesBy Jan 31
7FebruaryOSHA Form 300A posted at every establishment10 or more employees, non-exempt industriesFeb 1 through Apr 30
8FebruaryState unemployment tax filings for Q4All employers with payrollVaries by state, often Jan or Feb
9MarchOSHA electronic submission via Injury Tracking Application20 to 249 in high-hazard industries, and 250 or moreBy Mar 2
10MarchACA Forms 1095-C furnished to employeesApplicable large employers, 50 or more FTEsBy Mar 2
11MarchCMS creditable coverage online disclosureEmployers offering prescription drug coverageWithin 60 days of plan year start
12MarchACA Forms 1094-C and 1095-C e-filed with the IRSApplicable large employers, 50 or more FTEsBy Mar 31
13AprilForm 941 for Q1All employers with payrollBy Apr 30
14AprilOSHA Form 300A posting period ends10 or more employees, non-exempt industriesApr 30
15AprilSuggested: annual I-9 audit while the calendar is quietAll employersAny time in Q2
Showing 14 of 32 rows. The download includes the full template.

Two notes before you use it. Several federal deadlines move to the next business day when they fall on a weekend, so verify the exact date each January against the agency rather than assuming last year's date. And this calendar covers federal obligations only. The state layer is added in the second sheet and discussed further down, and for most small businesses it is the larger half.

What an HR Compliance Calendar Is

Definition
HR Compliance Calendar
A schedule of every recurring employment-related obligation a business must meet across a year, with the deadline, the trigger, and a named owner for each. It typically spans payroll tax filings, information returns, benefits plan filings, safety recordkeeping, required notices, and recurring reviews such as handbook updates and document audits. Its function is to convert obligations that arrive unpredictably into scheduled work that somebody is responsible for.

Worth distinguishing from adjacent things. A payroll calendar covers pay dates and deposit schedules. A tax calendar covers filings. An HR compliance calendar includes both of those and adds the employment-specific obligations that sit outside finance entirely: safety postings, benefits notices, I-9 reverification, handbook distribution, and the state-level rules that change every January.

The term compliance calendar on its own is used across several fields that have nothing to do with employment. Financial services firms, environmental and safety teams, and corporate registered agents all maintain calendars by that name covering entirely different obligations. This guide is specifically the HR and employment version.

The authoritative sources for the dates themselves are the agencies that set them. The IRS employment tax due dates page covers payroll filings and information returns, and OSHA publishes the recordkeeping and submission deadlines. Check both each January, since several dates shift when they land on a weekend.

Which Deadlines Apply at Your Headcount

This is the section most published calendars skip, and it is the one that makes the difference between a useful document and an intimidating list of things that mostly are not yours. Employment obligations switch on at defined headcounts.

Any headcount
Payroll tax deposits and quarterly Form 941
W-2 forms to employees and the Social Security Administration
1099-NEC forms for contractors paid above the reporting threshold
I-9 verification for every new hire, and state new hire reporting
State paid sick leave and paid leave obligations, which frequently start at one employee
Workers compensation coverage in nearly every state
10 or more employees
OSHA injury and illness recordkeeping, unless your industry is partially exempt
OSHA Form 300A completion, certification, and the February through April posting window
15 or more employees
Title VII, including pregnancy discrimination protections
The Americans with Disabilities Act
The Pregnant Workers Fairness Act
20 or more employees
COBRA continuation coverage and the associated notice requirements
The Age Discrimination in Employment Act
50 or more employees
FMLA leave entitlement and notice obligations
ACA employer mandate and Forms 1094-C and 1095-C reporting as an applicable large employer
EEO-1 Component 1 reporting for federal contractors at lower counts and for most employers at 100 or more

Two counting notes. Part-time employees generally count toward these thresholds, so a business with eight full-time and six part-time staff is usually at fourteen rather than eight. And several thresholds look at the count across a period rather than on a single day, which means a seasonal peak can bring you into coverage for a whole year. The human resource laws guide covers what begins at each count in more detail.

The Two Numbers Worth Watching
Fifteen and fifty. Crossing 15 employees triggers Title VII, the ADA, and the Pregnant Workers Fairness Act simultaneously. Crossing 50 full-time equivalents triggers FMLA and the ACA employer mandate, which is the single largest jump in obligations a growing business experiences. Neither transition announces itself, and both are usually noticed months later.

The Year, Quarter by Quarter

The compliance year is not evenly distributed. Understanding the shape of it lets you plan the work rather than react to it.

Q1: January through March
The heaviest quarter by a wide margin
W-2 forms furnished to employees and filed with the Social Security Administration
1099-NEC forms furnished to contractors and filed with the IRS
Form 940 annual federal unemployment tax return
Q4 Form 941 for the prior year
OSHA Form 300A completed and certified, then posted from February 1 through April 30
OSHA electronic submission through the Injury Tracking Application, where required
ACA Forms 1095-C furnished to employees, and the CMS creditable coverage disclosure
ACA Forms 1094-C and 1095-C electronically filed with the IRS
Q2: April through June
Light, which makes it the right quarter for audits
Q1 Form 941 quarterly payroll tax return
OSHA Form 300A posting comes down at the end of April
EEO-1 Component 1 reporting window, for employers who are covered
A good window for the annual handbook review and the I-9 audit, because nothing else is due
Q3: July through September
Moderate, dominated by benefit plan filings
Q2 Form 941 quarterly payroll tax return
Form 5500 for calendar-year benefit plans, or Form 5558 to extend
PCORI fee for employers with self-funded plans
Open enrollment preparation, which needs to start well before the notices are due
Q4: October through December
Notice-heavy, and the quarter most often missed
Medicare Part D creditable coverage notice, before October 15
Q3 Form 941 quarterly payroll tax return
Open enrollment and the associated required notices
Form 5500 extended deadline for plans that filed Form 5558
Nondiscrimination testing for applicable plans, and the gag clause attestation
Minimum wage and state law changes taking effect January 1, which need action in December

The practical implication is that Q2 is when you do voluntary compliance work. The handbook review, the I-9 audit, the contractor classification check, and the exempt status review all belong in April through June, because that is the only stretch of the year with genuine slack. Attempting any of them in January guarantees they do not happen.

What worked for me
What changed this from a source of anxiety to a routine was setting every reminder two weeks early rather than on the date. Almost none of these deadlines are single actions. The W-2 deadline is the end of a process that has to start in December, and a reminder on January 31 tells you that you are already late. Two weeks of lead time on every line turned the calendar from an alarm system into a planning tool.
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The Deadlines Most Often Missed

These are not the obvious ones. Nobody forgets payroll. The ones that get missed sit outside the rhythms a small business already runs on.

The OSHA 300A posting windowThe form gets completed and then not posted, or posted and taken down early. It must be visible from February 1 through April 30 even in a year with zero recordable injuries.
The Medicare Part D creditable coverage noticeDue before October 15 every year to Medicare-eligible individuals, and routinely forgotten because it sits outside the payroll and benefits rhythm most businesses run on.
State law changes effective January 1Minimum wage, paid leave accrual, and posting requirements frequently change at the start of the year. The work to comply happens in December, which is when nobody is looking.
New hire reporting to the stateUsually due within 20 days of the start date, sometimes sooner. Easy to miss for a single hire in a quiet month, and it carries per-employee penalties.
The I-9 reverification dateWhere work authorization has an expiry, reverification is required before it lapses. Nothing prompts this unless someone set a reminder at the time of hire.
Benefit plan notices during open enrollmentSeveral notices are required at specific points relative to the plan year rather than the calendar year, which is why they slip through a calendar built around tax dates.

The pattern across all six: they are annual or event-triggered rather than monthly, and nothing in the normal operating rhythm surfaces them. Payroll happens every two weeks so it self-corrects. A notice due once a year before October 15 has no mechanism at all except a calendar entry somebody made deliberately.

The I-9 case is worth singling out because it is the one with the shortest fuse. Section 2 must be completed within three business days of the start date, which means a hire on a Monday leaves you until Thursday. The I-9 documentation guide covers the requirements, and the new hire paperwork guide covers everything else due in the first week.

Building Your Own in an Hour

The downloadable calendar above is a starting point rather than a finished artifact, because the state layer and the ownership assignments are specific to you. An hour of work makes it yours.

1
Write down your headcount and the states
The count, including part-time staff, and every state where an employee physically works including remote hires. These two facts determine everything else.
2
Delete every line you have not triggered
If you have twelve employees, remove the ACA and FMLA lines entirely rather than leaving them greyed out. A calendar full of things that do not apply gets ignored.
3
Add a state block for each state on your list
Unemployment filings, new hire reporting deadline, paid sick leave rules, minimum wage effective dates, and posting requirements. Check the state labor department site for each.
4
Assign a named owner to every remaining line
Including the ones your accountant or payroll provider handles. Write their name. A blank owner column is how a deadline becomes nobody's responsibility.
5
Put every date into a shared calendar with two weeks of lead time
Not the deadline itself. The reminder should arrive when there is still time to do the work, which for most of these is a fortnight.
6
Book the quarterly review now
Fifteen minutes, four times a year, to check for state changes and headcount changes. This is the entire maintenance requirement and it is what most businesses skip.

Resist making it more elaborate than this. A spreadsheet with a date, an obligation, and an owner, reviewed quarterly, outperforms a sophisticated system nobody updates. The failure mode for compliance calendars is not insufficient detail; it is abandonment.

The State and Local Layer

Federal deadlines are stable. They move by a day or two when a date falls on a weekend and otherwise stay put for years. State obligations do not behave that way, and for a small business the state layer is usually both larger and more volatile.

What does each state typically add?
Unemployment tax registration and quarterly filings, new hire reporting with its own deadline, paid sick leave accrual and carryover rules, minimum wage rates with their own effective dates, required workplace postings, and often specific rules on pay frequency and final paychecks.
Which state's rules apply to a remote employee?
The state where the employee physically performs the work, not where your business is registered. One remote hire in another state can create tax registration, unemployment insurance, workers compensation, and leave obligations simultaneously.
When do state changes usually take effect?
January 1 for most, which means the work to comply happens in December. Minimum wage increases and paid leave changes cluster there. A smaller number take effect July 1.
How do you track changes across several states?
Check each state's labor department website quarterly. Fifteen minutes per state, four times a year. Subscribing to a state agency mailing list where available automates part of it.
What about city ordinances?
Several cities impose requirements above their state, particularly on paid sick leave and minimum wage. If you have an employee in a major metropolitan area, check the city as well as the state.
Do posting requirements differ by state?
Yes, substantially, and they change more often than most employers expect. Each state has its own required notices, and remote employees may need to receive them electronically rather than seeing a break room poster.

For businesses with employees in more than one state, the multi-state payroll guide covers the registration mechanics, and our compliance hub has state-by-state requirements.

Paid sick leave deserves separate attention because it is the state obligation that changes most often and the one most likely to apply at any headcount. The PTO laws by state guide covers the leave landscape and which states impose requirements.

What Happens When You Cross a Threshold

Growth changes your compliance obligations, and it does so silently. Nothing notifies a business that it has become subject to FMLA. This is why the calendar needs a headcount check rather than only dates.

CrossingWhat Switches OnWhat to Do in the First Month
10 employeesOSHA injury and illness recordkeeping, unless your industry is partially exemptStart the 300 log, and diarise the January certification and February posting
15 employeesTitle VII, the ADA, and the Pregnant Workers Fairness ActReview the anti-discrimination policy, brief managers on accommodation requests, update the handbook
20 employeesCOBRA continuation coverage and the Age Discrimination in Employment ActConfirm your benefits administrator handles COBRA notices, and check who is responsible
50 employeesFMLA, and the ACA employer mandate for applicable large employersThe largest single jump. Post the FMLA notice, write the leave policy, and confirm ACA tracking is in place
100 employeesEEO-1 Component 1 reporting for most employersConfirm the reporting window and that demographic data is being captured correctly

The fifty-employee transition deserves particular attention because both obligations it triggers are substantial and both have preparation requirements that precede any filing date. ACA applicable large employer status is determined by the prior year's average, which means you can become an ALE based on a headcount you no longer have. Check the calculation rather than your current count.

The fifteen-employee transition is quieter and arrives sooner. It brings anti-discrimination obligations that have no filing date attached, which is precisely why they are missed: nothing is due, so nothing prompts you. The Pregnant Workers Fairness Act guide and the ADA guide cover what actually changes at that point.

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What Missing a Deadline Costs

Penalties vary widely by obligation and most scale with delay, which makes a late filing considerably cheaper than an ignored one.

ObligationTypical Penalty StructureThe Multiplier
Payroll tax depositsA percentage of the deposit, increasing with how late it isApplies per deposit, so a systemic error repeats every pay period
W-2 and 1099-NEC filingA per-form penalty that increases the longer it is outstandingMultiplied by every employee or contractor, not charged once
Form 5500A substantial daily penalty from the Department of LaborAccumulates daily until filed, which is why late filings escalate fast
ACA reportingA per-return penalty for failure to file and a separate one for failure to furnishCharged on both sides, so a single failure can be counted twice
OSHA recordkeepingA per-violation citation, higher for repeat or wilful violationsAssessed per establishment where multiple locations are involved
State new hire reportingUsually a modest per-employee penalty, higher where conduct is intentionalSmall individually, and it applies to every unreported hire

The consistent pattern worth internalising: almost none of these are charged once. They are charged per form, per employee, per deposit, or per day. A process error affecting every employee produces a penalty affecting every employee, which is why a small business can accumulate a meaningful number from a single oversight. Voluntary correction programmes exist for several of these and generally cost far less than being found, which is an argument for auditing rather than hoping.

Keeping It Current

A compliance calendar built once and never revisited becomes wrong in about a year. Three things change it: your headcount, the states where you have people, and the law itself.

1
Verify the federal dates each January
Several shift to the next business day depending on the year. Check the IRS, DOL, and OSHA sites rather than carrying forward last year's dates.
2
Check headcount monthly against the thresholds
A single line in a monthly review. Crossing 15 or 50 changes your obligations immediately, and finding out in March about a January change is expensive.
3
Review state law quarterly for every state on your list
Fifteen minutes per state. State employment law changes far more frequently than federal, and most changes take effect January 1 or July 1.
4
Update when anyone moves
An employee relocating to another state changes your obligations from the day they start working there. Build this into your address change process.
5
Refresh the calendar annually in December
Roll it forward, add anything new, remove anything that no longer applies, and reconfirm every owner. An hour once a year.

Use primary sources for verification. The IRS, the Department of Labor, and OSHA publish the authoritative dates, and each state labor department publishes its own. Vendor calendars, including the one on this page, are useful for orientation and should not be your source of record for a filing date. The HR audit guide covers building a broader review cadence.

This Is Not Legal or Tax Advice
This calendar describes common federal obligations and typical timing as of mid-2026. Exact dates shift year to year, several obligations depend on facts specific to your business, and state and local requirements vary substantially. Verify every date against the relevant agency before relying on it, and consult an accountant or employment attorney for anything specific to your situation.

The part that does not scale by hand is the event-triggered work: I-9 reverification dates, new hire reporting within days of a start date, and threshold changes as headcount moves. FirstHR handles that side by tying deadlines to the employee record, so the reminders arrive because someone was hired rather than because someone remembered to create a calendar entry.

Key Takeaways
An HR compliance calendar lists every recurring employment deadline with a named owner, converting unpredictable obligations into scheduled work.
Which deadlines apply depends on headcount. Some start at one employee, OSHA recordkeeping at 10, Title VII and the ADA at 15, COBRA at 20, FMLA and ACA reporting at 50.
Delete every line you have not triggered rather than carrying it. A calendar full of obligations that are not yours gets ignored entirely.
Q1 is by far the heaviest quarter. Q2 is nearly empty, which makes it the right window for the handbook review, the I-9 audit, and contractor classification checks.
The most-missed deadlines are the annual ones that sit outside your normal rhythm: the OSHA posting window, the Medicare Part D notice, and January 1 state law changes.
The state layer is usually larger and more volatile than the federal one. Build the federal calendar first, then add a block per state where someone actually works.
Set reminders two weeks before each deadline, not on it. Most of these are the end of a process rather than a single action.
Almost no compliance penalty is charged once. They apply per form, per employee, per deposit, or per day, so a single process error multiplies across your headcount.
Check headcount monthly and state law quarterly. Crossing 15 or 50 employees triggers several obligations at once and nothing announces it.

Frequently Asked Questions

What is an HR compliance calendar?

An HR compliance calendar is a schedule of every recurring employment-related deadline a business must meet across a year, with an owner assigned to each one. It typically covers payroll tax filings, information returns such as W-2 and 1099-NEC, benefits filings including Form 5500 and ACA reporting, safety recordkeeping such as the OSHA 300A posting, and recurring reviews like handbook updates and I-9 audits. Its purpose is to turn obligations that arrive at unpredictable moments into scheduled work that someone is responsible for.

Which HR compliance deadlines apply to a small business?

Some apply at any headcount: payroll tax deposits and Form 941, W-2 and 1099-NEC issuance in January, Form I-9 for every hire, state new hire reporting, and in many states paid sick leave accrual. Others begin at thresholds. OSHA recordkeeping generally starts at 10 employees. Title VII, the ADA, and the Pregnant Workers Fairness Act start at 15. COBRA and age discrimination protections start at 20. FMLA and the ACA employer mandate start at 50. Your headcount determines which parts of any published calendar are actually yours.

When are W-2 and 1099 forms due?

Both are generally due January 31, both to the recipient and to the agency, with the deadline moving to the next business day when January 31 falls on a weekend. W-2 forms go to employees and to the Social Security Administration; 1099-NEC forms go to contractors and to the IRS. Businesses filing ten or more information returns in total must file electronically. Confirm the exact date each year against the IRS, because the weekend shift changes it in some years and not others.

When does the OSHA 300A have to be posted?

The Form 300A summarising the previous calendar year must be completed and certified by a company executive by January 31, then posted in a conspicuous location at each establishment from February 1 through April 30. This applies to employers with 10 or more employees in non-exempt industries, and it applies even in a year with zero recordable injuries. Establishments required to report electronically must also submit through OSHA's Injury Tracking Application by March 2. Employers with fewer than 10 employees are partially exempt from routine recordkeeping.

What are the ACA reporting deadlines?

For applicable large employers with 50 or more full-time equivalent employees, Forms 1095-C must be furnished to employees by March 2, reflecting a permanent 30-day extension from the original January 31 date, and Forms 1094-C and 1095-C must be electronically filed with the IRS by March 31. Employers may now alternatively post a clear notice that forms are available on request rather than furnishing automatically. Businesses under 50 full-time equivalents are not applicable large employers and this does not apply to them.

Do I need a compliance calendar if I only have ten employees?

Yes, and arguably more than a larger business does, because at ten employees there is nobody whose job it is to remember. The calendar is shorter than a large company's, since several obligations have not been triggered yet, but the ones that apply at any headcount are the ones with per-employee penalties: payroll deposits, W-2 and 1099 issuance, I-9 completion, and state new hire reporting. An hour spent building the calendar once replaces the risk of discovering an obligation after the deadline.

How do I keep an HR compliance calendar up to date?

Two habits cover most of it. First, review quarterly for changes in every state where you have an employee, because state employment law changes far more often than federal law. Second, recheck your headcount monthly against the compliance thresholds, since crossing 15 or 50 employees triggers several obligations at once and nothing announces it. Beyond that, verify the specific dates each January against the IRS, DOL, and OSHA websites, since weekend shifts move several deadlines by a day or two each year.

What happens if I miss an HR compliance deadline?

It depends on the obligation. Late payroll tax deposits carry penalties that increase with how late they are. Late or missing information returns such as W-2 and 1099-NEC carry per-form penalties that scale with the delay. Form 5500 late filings carry substantial daily penalties from the Department of Labor. ACA reporting failures carry per-return penalties. Beyond the direct cost, most of these failures apply to every employee at once rather than to one, so a single oversight multiplies across your headcount.

Should a compliance calendar include state deadlines?

Yes, and for many small businesses the state layer is larger than the federal one. State unemployment tax filings, new hire reporting, paid sick leave accrual and carryover, minimum wage changes, and posting requirements all vary by state and change frequently. If you have employees in more than one state, each state adds its own set. Build the federal calendar first because it is stable, then add a state section for each state where someone actually works.

Who should own the compliance calendar at a small business?

One named person, usually the owner or the office manager, with each individual deadline assigned to whoever will actually do the work. Splitting ownership across several people without naming one coordinator is how deadlines fall between roles. Where an external accountant or payroll provider handles specific filings, write their name against those lines rather than leaving them blank, because assuming somebody else has it is the most common failure mode at this scale.

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