Payroll Calculator: Paychecks and Payroll Taxes
See an employee's take-home pay and what the paycheck costs you in employer payroll taxes, hourly or salaried, in any state, on 2026 tax tables. Free, no sign-up.
Paid by
Your paycheck
Enter the hourly rate and the hours this period.
General information, not legal, tax or HR advice. See our Terms.
Adding someone to payroll?
See who is on track and who is stuck
Active Onboardings lists every new hire in progress. Late items are marked, so you see them without messaging anyone.
2026 payroll taxes at a glance
| Tax | Employee | Employer | Wage limit |
|---|---|---|---|
| Social Security | 6.2% | 6.2% | $184,500 |
| Medicare | 1.45% | 1.45% | None |
| Additional Medicare | 0.9% over $200,000 | None | None |
| Federal unemployment (FUTA) | None | 0.6% after the state credit | $7,000 |
| State unemployment | Only in AK, NJ and PA | The state's rate | Each state's wage base |
| Federal income tax | From the W-4 and Pub 15-T | None | None |
Sources: IRS Pub 15 and 15-T (2026), SSA wage base for 2026, US DOL state unemployment provisions (January 2026).
State income tax on wages
How the payroll calculator handles your state.
No income tax on wages
9 states withhold no income tax from a paycheck.
Withheld on the state's 2026 formula
41 states and D.C., each by its own 2026 withholding method.
Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Utah
Vermont
Virginia
Washington, D.C.
West Virginia
Wisconsin
For every state's rules, see payroll taxes by state.
Frequently asked questions
Start with gross pay, take out pre-tax deductions, then withhold federal income tax from the 2026 Pub 15-T tables using the employee's W-4, Social Security at 6.2% up to $184,500 of wages, Medicare at 1.45%, and the state's income tax. The calculator does each step and shows its math.
Yes. Next to the employee's paycheck it shows the employer's side: the Social Security and Medicare match, federal unemployment (FUTA) and state unemployment, and the total cost of the paycheck. It is the employer tax calculator part of the page, for one check or a year.
The employer matches Social Security (6.2%) and Medicare (1.45%), pays federal unemployment (FUTA) of 0.6% on the first $7,000 of each employee's wages when the full state credit applies, and pays state unemployment at its assigned rate on the state's wage base.
Yes. Choose hourly, enter the hourly pay rate and the hours, with overtime hours at 1.5 times the rate, and it works out the gross pay, then the withholding and deductions, like a payroll check calculator. For a salary, enter the annual salary and the pay frequency.
Social Security is 6.2% of wages up to $184,500 in 2026, and Medicare is 1.45% of all wages, plus 0.9% on wages over $200,000. The employer pays the same Social Security and Medicare again. The calculator works as a FICA tax calculator and a Medicare tax calculator: both lines show on the paycheck, and the match on the employer side.
Pre-tax deductions (401(k) and other retirement contributions, Section 125 health premiums), the payroll tax withholding (federal, state and local income tax, Social Security, Medicare and the state's disability or paid leave contributions), and after-tax deductions. As a payroll deduction calculator and payroll tax withholding calculator, it shows each line and what is left.
It depends on the W-4, the pay and how often you pay. For $25 an hour, 80 hours biweekly, single, with no other W-4 entries, federal income tax is $156.15 a check under the 2026 tables, plus $124.00 of Social Security and $29.00 of Medicare.
Yes. Enter the take-home amount the bonus should leave and the gross-up calculator under the pay finds the gross bonus: federal tax at the 22% flat rate, Social Security, Medicare and state taxes come out of it, and one click makes it this check's bonus.
A bonus paid separately from regular wages can be withheld at a flat 22% for federal income tax (37% on supplemental wages over $1 million in a year), plus Social Security and Medicare. The calculator, used as a bonus payroll calculator, applies the flat rate to the bonus field.
An extra 0.9% the employee pays on wages over $200,000 paid by one employer in a calendar year. The employer withholds it but does not match it. Enter the wages paid so far this year and the calculator applies it at the right point.
Yes, for every state and DC: pick the work state and its income tax, disability (SDI) or paid leave contributions and unemployment rate apply, whether you need a New Jersey, Virginia, Indiana, Massachusetts, Oregon, Wisconsin, Alabama, Arizona, Tennessee, Washington or Iowa payroll calculator. Thirteen states also have a page of their own.
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Employees there still pay federal income tax, Social Security and Medicare, and Washington has its own paid leave and long-term care contributions.
Federal withholding, Social Security, Medicare and the income tax of every state and DC follow the 2026 formulas, each state's own withholding method. FirstHR is not a payroll provider, so check the figures against your payroll software before you pay.
Gross pay is what the employee earns before anything comes out. Net pay, or take-home pay, is what is left after taxes and deductions such as 401(k) contributions and health premiums. The calculator shows both, gross vs net, line by line.
Related calculators
- Overtime CalculatorTime and a half and double time, the regular rate with bonuses, salaried, tipped and piece-rate pay, and each state's daily overtime rules.Calculate overtime
- State Paycheck CalculatorsTake-home pay and the employer's cost in all 50 states and D.C. side by side, with a calculator for each state.Compare states
- Employee Cost CalculatorThe true yearly cost of an employee: 2026 payroll taxes, your state's premiums, benefits and time off, plus labor cost % and the rate to charge.Calculate the cost
Make HR the easy part of running your business
Onboarding, e-signatures, training and core HR in one place. Sign-up takes a couple of minutes.
- 7-day free trial
- No credit card required
- Nothing to cancel
4.7 on G2300+ companies trust FirstHR

Alaska
Florida
Nevada
New Hampshire
South Dakota
Tennessee
Texas
Washington
Wyoming